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Medicare is government health insurance for people over the age of 65. Most people over the age of 65 will choose to get Medicare because it is much cheaper than private insurance. There is no financial requirement to get Medicare. It does not matter how much money you have or how much you make, if you are over 65, you can get it. Medicare will pay for your medical treatment for things like the doctor’s office and the hospital. But Medicare DOES NOT PAY FOR LONG-TERM CARE. Medicare will not pay for you to go to the nursing home.

Medicaid is health insurance for people who qualify financially. MEDICAID WILL PAY FOR YOU TO GO TO THE NURSING HOME. But they will only pay if you qualify financially.

Remember, YOU CAN GET MEDICAID, YOU JUST HAVE TO PLAN AHEAD! Do not assume that you will never get Medicaid.

To find out more about the type of planning that you need to qualify, please read this article.

To find out the financial requirements for Medicaid, read this article.