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Sara’s husband has Parkinson’s.

We were discussing her plans for where her husband would live over the next several years as his Parkinson’s progressed. “I’ll just keep him at home and hire people to come help. How much do caregivers cost?” Her face dropped when I told her that, at $16.00 -$22.00 an hour, it would cost around $16,000 a month to get around the clock care for her husband.

I have this conversations with clients all the time and I always see the same look of shock and horror. Unless you’ve dealt with it before, most people have no idea how expensive long-term care can be.

Depending on type and amount of help you need, prices can vary dramatically. These prices are estimates for the Birmingham area based on our experience and what we hear from clients and well- partners.

  • In- Home Care- $16- $22 per hour or roughly $16,000 per month for full time in-home care
  • Independent Living- $1,200- $3,500 per month
  • Assisted Living- $3,000- $6,000 per month
  • Memory Care- $5,000- $6,000 per month
  • Nursing Home (Skilled Nursing)- $7,500- $9,000 per month

Long-term care is expensive. It’s not good news. But, if you know the expense you are facing, you can plan ahead.

Click on the links below to learn more about the different levels of care and how to pay for them.