Blogs

Many retirees organize their new schedules around their hobbies and interests. Rather than squeezing all your practice and learning into off hours and weekends, you can now invest more of your time into the activities that will make this new stage of your life more fulfilling.  You can also use...

Establishing a consistent morning routine can give your physical and mental health a massive boost. Routines help us to organize and prioritize what we want to accomplish, which can reduce stress and anxiety and help us focus on larger goals. Folks who stick to a sleep schedule tend to sleep bett...

If your growing family has outgrown your available bedroom space or your kitchen can't keep up with your culinary skills, you might start feeling like you're not getting enough Return on Life from your house. The choice between moving, remodeling, and renovating is never easy, especially with all...

Folks can get so excited about setting goals and resolutions for the New Year that they sometimes skip over an essential first step: reflecting on the year that's ending.  Before you turn the page on 2023, devote one last blank page in your calendar or journal to answer some questions that migh...

Talking to your adult children about inheriting your wealth might be awkward at first. But if you work through this six-part framework you'll all feel better about your wishes, your kids' responsibilities, and your family's Return on Life.

What is the best way to establish a family legacy? While some benefactors choose to leave everything to their heirs outright, others prefer placing some guardrails around their assets to make sure that an inheritance is handled responsibly and in accordance with the family's values. Establishin...

Northwestern University's SuperAging Study defines a "SuperAger" as a person in their 80s whose cognitive function is comparable to an average middle-aged person. These are the "sharp" seniors who keep learning, keep growing, and keep adapting to whatever life throws at them. SuperAgers also lose...

Serving in the US Armed Forces is a source of honor and pride for our service members. Unfortunately, serving in the armed forces increases health risks to those who serve. Combat situations are obviously risky, but many harmful situations don't involve direct combat, including exposure to hazard...

Medicare Recipients Have the Right to Appeal Their Patient Status According to a 2020 federal court decision, and an appeal in 2022, some Medicare beneficiaries now have the right to appeal previous decisions concerning their inpatient and observation status. This article will help you determine...

In general, middle-income seniors have income and assets that make them less likely to qualify for Medicaid. At the same time, they may not have adequate resources to pay for the rising costs of housing and care options they need. A NORC study done in 2019 and updated in 2022 shows that nearly t...

One of the major perks of retirement is that you're free to devote as much time as you want to your interests and hobbies. And one of the challenges is that not everything you've enjoyed doing in your free time while you were working will be good for you full-time in retirement. Too much of the s...

What is Undue Influence? Undue Influence is when someone pressures another in such a way that the person being influenced is not acting by their own free will; they are being coerced into taking a certain action.  Undue influence often arises when a friend family member falls ill.  For example, ...

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As your parents begin to settle into their final phase of life, their health, residence, and finances could become a factor in your retirement planning. This is especially true if you are the person your parents have tasked with settling their estates. There's no simple way to tackle all the log...

Alzheimer's disease gradually destroys memory and other mental functions that cause confusion. Many of us have a friend, family member, or know of someone that has been diagnosed. The medical community continues to search for ways to relieve symptoms, test for early signs, and find a cure. Studi...

There are many, many good people in the world.  Some strangers would give you the shirt off their back, folks who volunteer their time to help others in need, and those who hold the door open for you as you are entering a store.  Especially in our tumultuous times, it is important to be kind and ...

Medicare and Medicaid are two different government programs for healthcare.  It is important to understand the difference between them.  Here, we will discuss how the program benefits differ, how eligibility for each program is established, and discuss some recent news pertaining to each program....